Foreclosure Help | Miramar Florida

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Where are house prices going in 2011?
It all depends where you live.  House prices in some regions went up a little in 2010.  In other areas such as south Florida, house prices are still weak.
The official figures showed house prices lower in Miami and Palm beach but higher in Broward.  Don’t get too optimistic about Broward, however.  There are all sorts of factors that can distort house prices.
2011 may show continued slide in housing prices …

Foreclsoure Defense Lawyers Have Made Some Major Progress:

They have uncovered the ‘robo-signing’ of affidavits which are made to verify all the documents and facts in a case.
Fabricated and forged documents have been uncovered by a grassroots effort by a couple of homeowners.
Investigations of major foreclosure law firms in Florida was begun by the Attorney General with allegations of unfair and deceptive practices.
Fannie Mae and Freddie Mac withdrew their business from David Stern, one of the biggest firms which began the year with 1200 employees.
These allegations and faulty court filings let …

Need to get foreclosure help? Considering a short sale?
http://www.fanniemae.com/loanlookup/ Find out if your loan is owned by Fannie Mae.
https://ww3.freddiemac.com/corporate/ Find out if your home is owned by Freddie Mac.
http://portal.hud.gov/portal/page/portal/HUD/states/florida Information from HUD if you are behind on your mortgage.
www.BelroseProperties.com Pros and cons of short sales.
short sale expert broward florida

Do you have sympathy for all the homeowners mounting foreclosure defense cases?  Are they just scamming the system or do they have a genuine grievance?
Many would argue that even if the banks didn’t follow all the procedures properly, the bottom line is that if you aren’t paying your mortgage, you don’t deserve to keep the home.
This would appear to be the attitude of some (many?) of the judges in Miami and south Florida who are presiding over foreclosure defense cases.
There is such a backlog of cases – 70,000 in Miami …

To date, foreclosure defense in judicial states like Florida has been all about stalling the foreclosure process in the courts in order to give homeowners more time in their homes without paying the mortgage.
Judges have had little time for homeowner defenses, seeing them as just stalling tactics of delinquent borrowers. Judges were under pressure to move as many foreclosure cases as possible because the courts have been absolutely deluged with cases.
This attitude is changing now that depositions have provided testimony of forgery and failure to follow due process by …

What is a valid foreclosure defense? Is sloppy paperwork ? Due process is important. Bank of America, GMAC are moving to restart their foreclosure sales against homeowners in Miramar that were put in hold temporarily. They are reviewing their documents and claim that they are finding very few flaws in their paperwork.
More and more lawyers in Miramar are arguing technical issues as a foreclosure defense, saying that the papers were not verified properly by these clerks who signed thousands of foreclosure cases. This is a valid …

Is sloppy paperwork a valid foreclosure defense? Bank of America, GMAC are moving to restart their suspended foreclosure sales. They are reviewing their documentation and claim that they are finding very few flaws in their paperwork.
Growing numbers of lawyers are arguing technical issues as a foreclosure defense, saying that the papers were not verified properly by these clerks who signed thousands of foreclosure cases. Now we have attorneys-general of states wading in, as well as talk of class action lawsuits against the banks.
As foreclosure defense, yes the …

According to The Sun Sentinel on 8/11/10,  Home Owner Associations are fighting back more aggressively against foreclosures and are taking units back through a process called “reverse foreclosure”.
Basically the association forecloses on the property and during the process petitions the court to assign a certificate of title to the bank. This triggers the payment of past due fees of up to one year’s worth.
Another bill that came into effect on July 1, authorizes the bank to demand payment from the tenant. Should they fail to pay,  the tenant is evicted …

While a deed-in-lieu of foreclosure might sound a simple solution to homeowners facing foreclosure, this really provides them with little benefit.
The lender wins hugely. They get the property back quickly and cheaply and do not have to worry about legal fees or fighting a foreclosure defense.
So why is this happening?  Despite the size and the length of the foreclosure crisis, there is still a dearth of accurate and useful information to help those facing foreclosure.  At least, it is not getting to those who need it.
Homeowners are not sure where …

If you are facing a foreclosure do you only worry about losing your home? There are other repercussions that are in the fine print of a foreclosure. One such issue is a huge hit on your credit score. A foreclosure can negatively impact your ability to get a new credit card, buy/lease a new car and, of course, buy a new home!
A foreclosure can cripple your credit score causing a huge negative impact on your financial future. A foreclosure remains on your credit record for at least 7 years. That’s …